Gadget Insurance

Why Gadget Insurance?

Do you need Gadget Insurance?

Well, you could do nothing to find the answer to that question until you have an expensive gadget that's lost or stolen - but that could prove to be a very painful way of learning what Gadget Insurance could do for you!

It's a reality these days that for many of us, things like mobile phones, PDA's, laptops, PCs, sat navs and games consoles are a part of our everyday lives. Imagine how much more difficult life would be if the items you rely on were not there anymore?

For example, if you were ever unable to find a working telephone box when you are out and about, how would your friends, family and perhaps colleagues contact you?

If you rely on your sat nav and are in unfamiliar territory, how would you find that meeting location without it? Could you or your children survive for long without your games console? Could your personal finances and perhaps home business continue to be effectively managed without your laptop or PC?

Most of us probably don't give much thought as to what would happen if these items were suddenly stolen, damaged or lost. Putting aside the practical issues relating to the inconvenience, the financial aspect of having to replace these items can be substantial too.

Gadget Insurance - what it can do for you

This innovative product can protect your gadgets and electronic items against such things as theft, accidental damage (including liquid damage) and loss (mobile phones excluding iPhones and PDA's only) - basically, all the things that they are vulnerable to. It also protects your insured gadget against breakdown after the manufacturer's warranty expires - something that none of us can plan for!

Gadget Insurance may also be referred to as a gadget-specific type of insurance cover such as: Laptop Insurance; Games Console Insurance; iPhone Insurance; Camera Insurance; Mobile Phone Insurance; PDA Insurance; Sat Nav Insurance; or Ipod Insurance, depending on what type of Gadget Insurance you need.

Gadget Insurance cannot prevent a disaster with one of your gadgets but it can minimise the financial pain and disruption that you may experience as a result.

What is covered?

Protect your bubble offers the choice of insuring one single item from as little as £2.49 a month. Or you can choose to purchase gadget insurance that covers multiple items (up to five). Protect your bubble offers cover for the following gadgets:

• 
  
• Mobile Phones
• iPods
• iPhone
• Palm Pre
• PSP's and other portable consoles
• PDA's
• Satellite Navigation Systems
• MP3 Players
• Cameras
• Camcorders
• Bluetooth headset
• Satellite receivers
• DVD players
• Flat screen TV's
• Personal Media Players
• Laptops

Worldwide cover comes as standard too, meaning that your gadgets and electronic items are protected wherever you go and we aim to get a replacement to you within 48 hours. You also get free mobile phone data back up, so you don't lose those all important phone numbers.

As with all insurance policies, exclusions and limitations apply and it is important that you read the terms and conditions of this policy to determine if these apply to you and for full details of the cover. This will also help you understand the level of protection that this product provides.

Terms & Conditions

For policies with a start date prior to 23/10/09 Terms and Conditions are available on request from protectyourbubble@supercover.com. For policies purchased on or after 23/10/09 please refer to the Gadget Insurance Terms & Conditions.

Do you need it?

We know that insurance costs money and in today's world we all need to be cost-conscious. Yet if you're wondering whether Gadget Insurance really is necessary, you may want to consider a few facts:

• Research* has shown that when we go out of the house, 50% of us are carrying gadgets worth up to £500. Imagine if you had to find the money to replace these items because they were damaged or stolen?
• A phenomenal 88% of people now pick up a mobile phone when leaving home and this isn't the end of the story. Although many mobiles now come with inbuilt cameras, 41% of us still take out a camera as a separate item. 33% of us have an MP3 or iPod with us at all times when outside. A further 17% regularly carry a laptop around and another 11% of us carry a handheld games machine as a matter of course. ***
• Even if you are careful not to lose or accidentally damage your gadgets, you are still vulnerable to theft, with research showing that more than one in ten of us** has been subjected to a street robbery offence. The position may also be deteriorating as an article in The Times suggested that muggings rose by almost 40% in some areas of the country a few years' back, which police at least partly attribute to the sharp rise in the popularity and sheer numbers of portable gadgets.
  
• On average, each year in the UK an incredible 6 million mobile phones become lost, stolen or damaged including;
  600,000 dropped in the toilet
  400,000 dropped in drinks and
  200,000 expired due to being placed in the washing machine *****

Finally, no matter how expensive your gadget is or how well you look after it, as we all know, it can still break down, without warning!

*Research carried out across 501 consumers aged 18-64 years old. Research undertaken by Aurora Market Research (May 2009).
** 12% of respondents indicated they had been a victim of mugging.
*** Our market research published 16.06.2009 - see our press release pages
**** Source - BBC news referenced in our market research published 16.06.2009 - see our press release pages
***** www.theregister.co.uk

So, is Gadget Insurance for you?

Well, with cover starting from just £2.49 a month for one item, and with one month free on all policies, protecting your gadgets and other electronic items is affordable..

So, if you are looking for Laptop Insurance, Games Console Insurance, iPhone Insurance , Camera Insurance, Mobile Phone Insurance, PDA Insurance, Sat Nav Insurance or Ipod Insurance, then why not get a quote now?

For every policy sold or renewed, we donate £1 to the Children's Adventure Farm Trust. This excellent scheme provides residential activity breaks for terminally ill, chronically sick, disabled and disadvantaged children. You can find out more though our press release pages

Looking for general gadget information?

Protect your bubble recommends http://www.girlgeekchic.com/ as a fantastic source of information for everything you want to know about gadgets. If you want to talk about gadgets with other like-minded "gadget geeks" then this is the place to go....

ATTENTION FRAUDSTERS (Genuine customers please ignore):
Protect your bubble operates a Zero Tolerance policy towards fraud!

Insurance fraud is illegal and punishable with a prison sentence. Due to increasing fraud we are now passing details of all suspected fraudulent claims to the Police for potential prosecution.

Genuine customers looking for Gadget Insurance need not worry! If you plan to make a non-genuine and illegal claim on your insurance, STOP NOW and do not buy. If you are a genuine customer please continue to order