Gadget Insurance

More information

Do you need Gadget Insurance?

Well, with things like mobile phones, PDA’s, laptops and sat nav’s a part of our everyday lives, imagine how much more difficult life would be if the items you suddenly came to rely on were not there anymore. For example, have you ever tried to find a working telephone box when you are out and about? Or, if you relied on your sat nav, how would you get home when you are in unfamiliar territory without it? The impact of being without these things can be surprising!

Most of us probably don’t give much thought as to what would happen if these items were suddenly stolen, damaged or lost. However, without them, even putting aside the practical side of things as to how we’d manage, the financial aspect of having to replace these items can be substantial too.

And that is where Gadget Insurance comes in – this innovative product can protect your gadgets and electronic items against such things as theft, mechanical breakdown and accidental damage (including liquid damage).

You can insure your gadget against loss too. If you select the loss option, for an additional £1 per month, we will replace your gadget should you lose it. Loss cover isn't available for laptops or iPads.

As with all insurance policies, exclusions and limitations apply and it is important that you read the terms and conditions of this policy to determine if these apply to you and for full details of the cover. This will also help you understand the level of protection that this product provides.

What is covered

There are discounts available for insuring multiple items, and we can cover all of the following gadgets:

• Mobile Phones
• Laptops
• iPhones
  
• iPods / MP3 Players
• Games Consoles and Handheld Games Consoles
• PDA’
• Satellite Navigation Systems
• Home Cinema Systems
  
• Cameras and Camera Lenses
• Camcorders
• Bluetooth headset
• DVD players
• Flat screen TV's
• In-Car computers
  
• Headphones and Earphones
  

Worldwide cover comes as standard too, meaning that your gadgets and electronic items are protected wherever you go, and we aim to get a replacement to you within 48 hours. You also get free mobile phone and laptop data back up, so you don’t lose those all important phone numbers.

Do you need it?

You may think that you do not need to consider Gadget Insurance, but just look at the facts.

• Research* has shown that when we go out of the house, 50% of us are carrying gadgets with us worth up to £500. Imagine if you had to find the money to replace these items because they were damaged or stolen?
  
• Even if you are careful not to lose or accidentally damage your gadgets, you are still vulnerable to theft, with research showing that more than one in ten of us** has been subjected to a street robbery offence.
  
• Finally, no matter how expensive your gadget is or how well you look after it, as we all know, it can still break down, without warning!

So, is Gadget Insurance for you?

*Research carried out across 501 consumers aged 18-64 years old. Research undertaken by Aurora Market Research (May 2009).
** 12% of respondents said that they had been a victim of mugging.

Protect your bubble recommends http://www.girlgeekchic.com/ as a fantastic source of information for everything you want to know about gadgets. If you want to talk about gadgets with other like-minded "gadget geeks" then this is the place to go....