Gadget Excesses

What you'll need to pay for every approved claim.

For policies purchased after 23/11/2016

Mobile Phones:

Apple Damage and
Breakdown claims
Theft claims Loss claims
(if selected)
iPhone 14 Pro Max
iPhone 13 Pro Max
iPhone 12 Pro Max
iPhone 11 Pro Max
iPhone Xs Max
£100 £150 £150
iPhone 14 Pro
iPhone 14 Plus
iPhone 13 Pro
iPhone 12 Pro
iPhone 11 Pro
iPhone Xs
£100 £125 £125
iPhone 14
iPhone 13
iPhone 12
iPhone 12 mini
iPhone 11
iPhone X / XR
£90 £100 £100
iPhone 13 mini
iPhone 8 / 8+
£75 £100 £100
iPhone 7 / 7+
iPhone 6s / 6s+
iPhone 6+
£60 £100 £100
iPhone 6
iPhone SE
iPhone 5s
iPhone 5c
iPhone 5
£60 £85 £85
iPhone 4s
iPhone 4
£50 £75 £75
Samsung Damage and
Breakdown claims
Theft claims Loss claims
(if selected)
Galaxy S22 Ultra
Galaxy S21 Ultra 5G
Galaxy Note20 Ultra 5G 256GB
Galaxy Note20 Ultra 5G 512GB
Galaxy S20 Ultra 128GB
Galaxy S20 Ultra 512GB
Galaxy Z Flip
Galaxy Z Flip3
Galaxy Z Fold2
Galaxy Z Fold3
£100 £150 £150
Galaxy S22+
Galaxy S21+ 5G
Galaxy Note 20 5G
Galaxy S20+ 128GB
Galaxy S10+
Galaxy S10 512GB
£100 £125 £125
Galaxy S21 5G
Galaxy Note 20
Galaxy S21 FE 5G
Galaxy S20 FE 4G 128GB
Galaxy S20 FE 5G 128GB
Galaxy S20 128GB 4G
Galaxy S20 128GB 5G
Galaxy S10 Lite
Galaxy S10 128GB
Galaxy S10 5G 256GB
£90 £100 £100
Galaxy S22
Galaxy Note 10 / Note 10+
Galaxy S10e
Galaxy S9 / S9+
Galaxy Note 9
Galaxy S8 / S8+
Galaxy S7 Edge / S7 Edge +
Galaxy S7
£75 £100 £100
Galaxy S6 Edge / S6 Edge +
Galaxy S6
£60 £100 £100
Other Samsung phones £50 £75 £75
  Damage and
Breakdown claims
Theft claims Loss claims
(if selected)
Other Phones £50 £75 £75
Other devices: Damage and
Breakdown claims
Theft claims Loss claims
(if selected)
iPads and Tablets £50 / £100 £75 / £100 £75 / £100
Laptops £75 / £100 £75 / £100 N/A
Macbooks £125 / £150 £125 / £150 N/A
TVs, Desktop PCs & PC Monitors £50 £50 N/A
All other gadgets £50 / £100 £50 / £100 £50 / £100

For policies purchased before 23/11/2016

  Damage and
Breakdown claims
Theft claims Loss claims
(if selected)
iPhones & mobiles £50 £50 £75
iPads and Tablets £50 £50 £75
Laptops £75 £75 N/A
Macbooks £75 £75 N/A
TVs, Desktop PCs & PC Monitors £25 £25 N/A
All other gadgets £25 £25 £50