Renters Insurance

Build the cover that is right for you
  • Buy Contents Insurance (including Possessions out of home) and Liability & Legal Expenses cover either standalone or combined
  • No 12-month contract! Pay your premium monthly and cancel anytime without fees
  • Get a quote in under 1 minute
Quick Quote

Contents Insurance

Choose to buy Contents Insurance standalone or extend to include Possession Away From Home and/or add Liability & Legal

Possessions In Your Home
Insure up to £50,000 of total contents value

Cover your contents in your rented property against loss or damage from fire, escape of water, theft & malicious damage, as standard

Extend to include accidental damage 

Includes alternative accommodation, freezer contents, personal money in the home, replacement locks and keys & personal liability cover.

A £2,000 Single Article Limit applies. A Single Article Limit is the maximum you can claim on your contents insurance for any one item.

Excesses, exclusions, and limitations apply
Quick Quote
Possessions Away From Home
Extend your cover to protect your possessions whilst away from your home

Insure up to £5,000

Covers you for loss, damage, and accidental damage as standard

Add bicycle cover (up to £2,000)

The following Single Article Limits apply. A Single Article Limit is the maximum you can claim for any one item

Valuables (e.g. jewellery and watches) - £2,000
Sports equipment - £1,500
Mobile Telephones - £1,000
Money - £250
Bicycles - £0 (this can be extended up to £2,000)
Quick Quote

Liability & Legal

Choose to buy Liability & Legal standalone or alongside Contents Insurance

Tenants Liability Insurance
Protect your liability to damage to your landlord's property, fixtures, and fittings up to £10,000

Comply with your letting agent's requirements

Excesses, exclusions, and limitations apply
Quick Quote
Family Legal Expenses Insurance
24/7 free legal advice service

Contract disputes - provides legal assistance or legal advice for contract disputes including buying or hiring of goods, selling goods, and the tenancy agreement for your home

Personal injury - provides legal assistance to recover compensation and defendants costs should you suffer personal injury or death

Employment disputes - provides cover for professional fees up to £25,000 for unfair or wrongful dismissal, redundancy, or unlawful discrimination.

Other benefits include Property Protection, Tax Protection & Jury Service loss of earnings cover
Quick Quote
For existing Renters Insurance customers
View our pages for Existing Customers for details on how to claim, FAQs, policy documents, and ways to contact us.


If you need to make a claim, please let us know as soon as possible by contacting us
For claims under the following sections:
Section 1 | Contents
Section 2 | Personal Possessions
Section 3 | Pedal Cycle

Contact Innovation Group by
Tel: 0333 400 9047

Email us at:

Write to us at:
Kingsway House, Burnley, BB11 1BJ


You can make a claim for legal expenses by contacting the claims administrator by email: by calling Tel:0114 249 3300 or in writing:
Lexelle Limited
PO Box 4428
S9 9DD

In the event of a claim, please contact the claims administrator within 30 days from the date of the event you are looking to claim for, giving as much information as you can about what has happened.

You can contact the Tenants Liability administrator by calling: 0345 600 7406 by email: or in writing at:

Sedgwick International UK
Oakleigh House
14-16 Park Place
Cardiff CF10 3DQ

An excess is the amount you will need to pay for any approved claim. The excesses which apply are as follows:

Contents Insurance claims        £100
Liability & Legal claims              £100

If you need to make a change to your Renters policy, you can contact us by email: or call us on Tel: 0333 220 5063

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Owned by Fortune 500 Company Assurant, with over 120 years experience in insurance
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No cancellations fees
No 12-month contract! Pay your premium monthly and cancel anytime without fees


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We do not advertise misleading pricing, policy comparisons or unrealistic ‘hooks’. We pride ourselves on being true, fair and go above and beyond the FCA regulations and guidance.
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